Terms and Conditions

Effective Date: August 6, 2025

1. Acceptance of Terms

By accessing and using the website www.stephanieostling.com (the "Site") and purchasing any of our digital products (the "Products"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Site or purchase our Products.

2. Product Description

Our digital products include online courses, workbooks, and other educational materials designed to help women improve various aspects of their lives. Products are delivered digitally through our members' area.

3. Purchase and Payment

Payment is processed securely through third-party payment processors

You are responsible for providing accurate billing information

Prices are subject to change without notice

4. Access and Use

Upon successful payment, you will receive access to your purchased product(s)

Access duration varies by product and will be specified at time of purchase

You may not share, distribute, or resell the product content

Access is limited to the purchaser only

5. Intellectual Property

All content in our products, including but not limited to videos, text, graphics, and materials, is protected by copyright laws. You may not reproduce, distribute, modify, or create derivative works without our written consent.

6. User Conduct

You agree not to:

Share your login credentials with others

Copy, reproduce, or distribute product content

Use the content for commercial purposes without permission

Engage in any activity that interferes with the Site's functionality

7. Disclaimers

Our products provide educational information and personal advice based on experience

Results may vary and are not guaranteed

Content is not intended as professional counseling, therapy, or mental health treatment

You are responsible for implementing strategies at your own discretion

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or Products.

9. Refunds

All purchases are subject to our Refund Policy, which is incorporated by reference into these Terms.

10. Privacy

Your privacy is important to us. Please review our Privacy Policy, which governs the collection and use of your personal information.

11. Modifications

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the Site.

12. Governing Law

These terms are governed by the laws of the State of Michigan.

13. Contact Information

For questions about these terms, contact us at hello@stephanieostling.com.